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Prepaid vs. Postpaid: The difference that actually matters
Whether you pay your bill at the beginning or the end of the month doesn't really matter - it all blends together after the first payment anyway.
So what does prepaid offer that postpaid doesn't and visa versa? And which one is right for you?
At a glance
- Pay before you use the service
- Can pick a different recharge amount at any time
- Doesn't require a credit check or have age requirements
- More flexible options ranging from 1 day recharges to 365 days
- No bill shock
- Pay after the service has been used
- Some plans come with additional perks and benefits
- Can bundle in a phone with some providers
- Paid monthly
- Many come with capped speed data if you use your monthly allowance
Here are how the cheapest prepaid and postpaid SIM plans in our database compare:
How to only pay $99 per year for your phone bill
It's simple, just look at long-expiry prepaid plans.
365-day prepaid plans are a cheap, and convinient way to pay for your whole year's phone bill at once. These recharges have a 365-day expiry, and start from as little as $99 per annum, or 27c per day.
Every postpaid plan on the other hand is paid monthly, so calculating how much you'll spend over the course of a year just takes some simple math.
Many cheap providers these days have deals lasting for the first six months. This means you'll save plenty at the beginning, but will need to do a bit more of an equation to figure out your yearly spend.
Here are how the cheapest 365-prepaid expiry plans compare to the most popular SIM-only plans on site.