The best SIM only mobile plans in Australia

We pick the best SIM only mobile plans each month for all users: light-use, moderate use, cheap, best international calls and more. See the most popular picks in our database of over 30 providers in the widget below.

Reviews.org Staff
Oct 01, 2025
Icon Time To Read8 min read
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At Reviews.org Australia, we take telco plans very seriously, as does our sister site, WhistleOut.com.au. Our team updates plans from around 30 mobile providers daily to make sure you get up-to-date and reliable information, all in one spot. We compare standard pricing, deals, plan inclusions, and more, regardless of whether we have a commercial relationship with a given provider – because we're committed to helping you find a plan you'll love.

SIM only plans are a great way to save money, especially if you don't need a new phone. Some smaller providers offer seriously cheap plans compared to Optus, Vodafone and Telstra, with a wider range of data caps to suit your needs.

Our comparison engine has mobile plans from more than 30 providers, from which we pick the best postpaid SIM only plans each month for light and moderate use, kids mobile plans, and international calls. Scroll on for the best SIM only plans for September 2025, as well as the most popular plans in our database on each mobile network.

Best SIM only plan: Light use


SpinTel takes the top spot this month, thanks to an introductory discount, paired with great 5G coverage and extra plan perks. The deal gets you a $8 discount for the first six months, after which it reverts to an ongoing cost of $22 per month with 25GB of data. But there's no lock-in contract, so you can jump ship before the deal ends without paying exit fees.

SpinTel $22 Mobile Plan

 The 5G coverage is nice to see in this price bracket – while it's limited to 100Mbps, it should still help limit congestion or spotty coverage in some areas.

Unfortunately, there are no international call inclusions and roaming is handled PAYG, which can be extremely expensive if you're not careful. 

Plan details

  • Intro price: $14 per month for six months
  • Ongoing price: $22 per month, after deal ends
  • Total spend over first 24 months: $480
  • Data: 25GB/mth
  • Mobile network: Optus 5G – speeds up to 100Mbps
pro
Reasons to buy
  • Initial promo pricing
  • No lock-in contract
  • 5G coverage (albeit limited to 100Mbps)
con
Reasons to avoid
  • Expensive international roaming
  • No international call inclusions

For more contenders, check out more SIM plans with at least 15GB of data, ranked by their popularity with our readers over the last seven days:

How we chose the best SIM only mobile plans 

The widget above offers a snapshot of SIM only mobile plans with unlimited calls and texts, at least 15GB of monthly data and a maximum price of $40. These results are sorted by popularity and pulled  from by our database of over 30 mobile providers.

Light Bulb

What are SIM only plans?

A SIM only plan is one that’s sold without a mobile phone and, except for Telstra Upfront SIM only plans, is paid for at the end of every billing month. In Australia, SIM only plans are typically no-contract offerings that include unlimited national talk and text. What you’re effectively paying more for is the monthly data allowance.

Outside of data caps, SIM only telcos typically compete on plan inclusions. Features start at a network level, with the main Telstra and Telstra wholesale networks offering the best coverage, followed by Optus and Vodafone. Other perks may include access to 5G with varying speeds, international inclusions and data rollover/banking.

Best SIM only plan: Moderate use


Dodo $33 Mobile Plan

The Dodo $33 mobile plan takes the top spot this month, thanks to competitive standard pricing, great 5G coverage with speeds of up to 100Mbps and a data allowance of 40GB per month. Last but not least, there's no lock-in contract, so you can jump ship if you find a better deal elsewhere.

Plan details

  • Intro price: $16.50 per month for the first six months
  • Ongoing price: $33 per month
  • Total spend over first 24 months: $693
  • Data: 40GB/mth
  • Mobile network: Optus 5G – speeds up to 100Mbps
pro
Reasons to buy
  • Generous data allowance
  • Consistently competitive pricing
con
Reasons to avoid
  • Not a lot of perks
  • No promo pricing

For more contenders, check out more SIM plans with at least 15GB of data, ranked by their popularity with our readers over the last seven days:

How we chose the best SIM only mobile plans 

The widget above offers a snapshot of SIM only mobile plans with unlimited calls and texts, at least 30GB of monthly data and a maximum price of $40. These results are sorted by popularity and pulled  from by our database of over 30 mobile providers.

Cheap SIM only mobile plans: Our pick


Moose also has our pick for cheap SIM only plans in September 2025, thanks to a generous promotion. This deal gets you 40GB for $12.40/mth for the first six months, after which it's 27GB for $26.80 per month.

Moose Mobile $26.80 SIM Only plan

There's a data bank up to 200GB for unused data, which is particularly handy for holidays or the occasional high-use month. But there's nothing in the way of international calls and roaming is PAYG, which can mean a big bill if you're not careful.

Plan details

  • Intro price: $12.40 per month for six months
  • Ongoing price: $26.80 per month, after deal ends
  • Total spend over first 24 months: $556.80
  • Data: 40GB for the first six months, then 27GB
  • Mobile network: Optus 5G – speeds up to 100Mbps
pro
Reasons to buy
  • Initial promo pricing and bonus data
  • No lock-in contract
  • Data banking up to 200GB
  • 5G coverage (albeit limited to 100Mbps)
con
Reasons to avoid
  • Expensive international roaming
  • No international call inclusions

For more contenders, check out more SIM plans, ranked by their popularity with our readers over the last seven days:

How we chose the best SIM only mobile plans 

The widget above offers a snapshot of SIM only mobile plans with unlimited calls and texts, any amount of monthly data and a maximum price of $40. These results are sorted by popularity and pulled  from by our database of over 30 mobile providers.

Best SIM only mobile plan for kids


Prepaid plans are particularly good for kids because you won't get hit with unexpected overage fees – instead, the data simply gets cut off if the limit is reached. But your little ones won't be left out in the cold because the plan has unlimited national talk and text, which last until the end of the recharge cycle.

Yomojo Starter 29GB Plan

Yomojo is our September pick for best mobile plan for kids. This SIM-only prepaid plan is $23.90 per month for 29GB, with a monthly recharge. However, new customers who sign on before 31 October 2025 will pay  $13.90 per month for the first six months. 

Plan details

  • Intro price: $23.90 for the first month
  • Ongoing price: $13.90 per month
  • Total spend over first 24 months: $537
  • Data: 29GB/mth 
  • Mobile network: Optus 4G – speeds up to 150Mbps
pro
Reasons to buy
  • Prepaid plans are a good option for kids
  • Competitive pricing
con
Reasons to avoid
  • 4G only

For more contenders, check out some other popular prepaid plans with our readers this week:

How we chose the best SIM only plans 

The widget above offers a snapshot of SIM only mobile plans with unlimited calls and texts, any amount of monthly data and a maximum price of $40. These results are sorted by popularity and pulled  from by our database of over 30 mobile providers.

Best SIM only mobile plan for international calls


TPG 50GB Medium Plan

The best SIM only plan for international calls this month is TPG's 50GB Medium Plan. This plan is a great all-rounder with a healthy dose of data that also includes unlimited talk and text to 31 destinations. Plus, there's a 50% discount for the first six months, which is always nice to have.

Plan details

  • Intro price: $17.50 per month for six months
  • Ongoing price: $35 per month, after deal ends
  • Total spend over first 24 months: $735
  • Data: 50GB
  • Mobile network: Vodafone 5G – speeds up to 150Mbps
pro
Reasons to buy
  • Initial promo pricing
  • Ongoing price is competitive
  • Unlimited international calls and text to 31 countries
  • 5G access (150Mbps cap)
con
Reasons to avoid
  • Vodafone has the smallest 5G coverage (4G is comparable to Optus)
  • Expensive PAYG roaming turned on by default
  • No data banking or rollover

For more contenders, check out more SIM only plans with international calls, ranked by their popularity with our readers over the last seven days:

How we chose the best SIM only mobile plans 

The widget above offers a snapshot of prepaid and post paid mobile plans with unlimited calls and texts, international calls, at least 15GB of monthly data and a maximum price of $30. These results are sorted by popularity and pulled  from by our database of over 30 mobile providers.

Best Optus SIM only plans


Optus network providers get full access to the Optus network, but it's up to the provider to choose if they want to limit the plan to 4G or include 5G, and what speed caps they place on their plans. Even so, the harshest speed limit is 100Mbps, which is the same max speed as an NBN 100 plan. In short, it should be fast enough for just about anything you want to do on a phone. 5G plans are usually limited to 150Mbps or 250Mbps.

As for perks and extras, that's entirely up to each provider. Below we've listed the most popular plans from Optus MVNOs in our database, ranked by popularity with our readers over the last seven days:

Best Vodafone SIM only plans


Vodafone MVNOs offer some of the cheapest SIM only plans in our database and are a great place to start if you're looking at cheap SIM plans.

The Vodafone network recently expanded to piggy-back on the Optus network in many regional and remote areas. As a result, the Vodafone 4G network's population coverage is all but equal with Optus' (to around 0.1%). Vodafone's 5G coverage is harder to compare, given the telco doesn't provide clear statistics on this part of its mobile network. But suffice to say, it's smaller than Telstra and Optus.

Vodafone MVNOs get full access to its network, although the MVNO decides whether to limit a plan to 4G or to include 5G. All Vodafone MVNOs place speed limits on their plans, ranging between 100Mbps and 250Mbps, depending on the plan in question.

Best Telstra SIM only plans


Telstra and Boost Mobile customers get access to the full Telstra mobile network. The rest are restricted to the slightly smaller, but still expansive, Telstra Wholesale network.

That said, the Telstra Wholesale network only covers about 1% more of the population with 4G than the Optus and Vodafone networks. Not only that, the Optus 5G network is actually bigger than Telstra Wholesale – 80.5% population coverage vs. 75%.

So, while Telstra MVNOs do still have great coverage, it's worth noting most people likely won't notice much of a difference in coverage – especially if you live in a well-populated area.

You’ll find other popular Telstra network SIM plans below.

What to look for in a SIM only plan


All SIM only plans in our database come with unlimited calls and texts in Australia, so you're really choosing between data caps and extra perks like international calls, data banking, roaming, and others. But before you go too far down that rabbit hole, consider which mobile networks you have access to in the areas you frequent.

For most Australians, that’ll be all three mobile networks, at least for 4G coverage. If you’ve had coverage issues in the past or travel a lot in Australia, particularly off the beaten track, a Telstra network plan is your best bet. If you'd prefer to spend a little less, Optus and Vodafone have all but identical 4G coverage these days.

Use the interactive map below to get an idea of Telstra, Optus and Vodafone network coverage in the areas you visit most.

With the network out of the way, it’s time to think about data. Aim for at least 15 to 20GB of data minimum if you’re the average user. If you find you use less data each month, save money with a cheaper SIM only plan. Alternatively, if you constantly need to top up or get stung with excess-data bills, upgrade to a plan with more gigabytes.

Speaking of excess data, not every SIM only telco charges for it these days but speeds may be capped to the point where doing more than just the online basics feels like a sluggish chore. To separate closely priced plans, we advise taking first-year costs into account. Six months of promotional pricing is good, but it’s not as great if the typical price leaps to a point that nullifies the discount.

The data suggests that most people tend to stick with their telcos, too. If that’s you, pick a mobile provider with competitive ongoing pricing relative to your data needs. Alternatively, if you find your monthly data usage fluctuates, go for a telco with data banking, so those quieter months can help support heavier months with stored gigabytes.

To help further separate contenders from your chosen telco, consider plan inclusions. eSIM, for instance, is a great way to avoid having to wait for a physical SIM card to arrive. International talk and/or text is another consideration, as is straightforward international roaming via add-ons rather than pay-as-you-go (PAYG) credit or telcos that require a roaming prepayment. Whatever the plan perk, don’t pay more for a plan feature if you don’t intend on using it.

How to switch SIM only plans

Changing SIM only plans is straightforward. Once you’ve chosen the plan that’s best for you, follow these steps:

1

Click the ‘Go to Site’ button next to the plan you want. Alternatively, if a link is not supplied, visit the telco’s site.

2

On the telco’s site, confirm your SIM only mobile plan selection and follow the prompts. You’ll likely have to create an account, provide personal details and may need to verify your identity.

3

During plan sign-up, specify whether you’d like to transfer your number or get a new one. Also choose between eSIM or physical SIM card options (where available).

The benefit of eSIM is not having to wait for a physical SIM card to arrive by mail to start using your new SIM only plan. SIM activation should take around half an hour, but it may take longer. Just remember to not remove your old physical SIM card for your current plan before the new one is ready to go.

FAQs for SIM only plans


What’s the difference between postpaid and prepaid?

The big difference between postpaid and prepaid is when you pay: prepaid is upfront and postpaid is after a billing month. The only exception is Telstra Upfront SIM only plans, which are also paid ahead of use. Once a prepaid plan’s data is exhausted, you have to top up. Conversely, postpaid (SIM only) plans may charge extra fees or cap your speeds for the rest of the billing cycle.

Do SIM only plans need a credit check?

Generally, SIM only telcos will run a credit check during sign-up to ensure that you’re able to pay the mobile bill at the end of the month. If there are any credit-check issues, consider a prepaid plan instead.

Can I use a SIM only plan for home internet?

No, you shouldn’t use a SIM only plan in lieu of home internet. NBN is the best choice for reliable home internet in Australia, generally with unlimited data, otherwise consider a 4G or 5G home internet plan.

How much data do I need?

According to the ACCC, you need at least 17GB of data on average per month. We recommend 10GB for light use, 30GB+ for everyday use and 60GB+ for heavier users. If you want a more specific answer, use your telco’s companion app or smartphone to track monthly data use and switch to a plan with less or more data based on your data tracking.

When do you pay for a SIM only plan?

Almost all plans labelled "SIM only" are paid for at the end of a billing month (i.e. they are postpaid plans). Expect to receive a mobile bill on roughly the same day each month for a SIM only plan. The main exception is Telstra Upfront plans, which are billed in advance of a month.

What happens if I go over my monthly data allowance?

A few different things can happen if you go over your monthly SIM only plan's data allowance. Some telcos automatically charge extra, either by megabyte, gigabyte or with a data bundle. Others have data banks that will be used to support extra data needs, if you have enough stored. Others still slow plan speeds significantly for the rest of the billing cycle.

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