Signing up for AT&T Prepaid was so stressful that I felt like I aged 10 years overnight.
My AT&T Prepaid Review: It’s Affordable but Inconvenient
Of all my reviews, AT&T Prepaid is the first to make me cry in a Walmart parking lot.
I’ve thoroughly researched all major U.S. cell phone carriers, enough to know that the best mobile service is one so reliable you never have to think about its performance. However, AT&T Prepaid is noticeable, and not in a good way. The sign-up process was stressful, and the 5G connection was unreliable. Yes, the prepaid plans are cheaper than the postpaid plans and use the same network, but if my parking-lot crying sesh says anything, it’s that some savings aren’t worth the headache.
Keep reading for a more detailed look into my experience with AT&T Prepaid cell phone service, or take a look at AT&T customer reviews below.
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I couldn’t see billing information for my prepaid plan in the myAT&T app. Image by Kelly Huh, Reviews.org
Here’s my AT&T Prepaid review based on one month of service
For all our mobile reviews, we give a rating based on four main criteria:
Then, we average the scores to make an overall rating.
AT&T Prepaid is a back-to-basics service that offers talk, text, and data. It’s an alternative to AT&T’s regular postpaid plans and offers a range of prices for those with different budgets.
AT&T Prepaid plans
Here’s a quick overview of what you can expect from an AT&T Prepaid cell phone plan:
- Unlimited talk and text
- High-speed data (select plans)
- AT&T Level Up*
- SD streaming
- Unlimited text from the U.S. to over 230 countries
*Make six consecutive on-time payments to qualify for a device purchase on AT&T postpaid with a $0 down, 0% APR, 36-month installment plan.
Dollar value
5/5
The best thing about an AT&T Prepaid plan is the low month-to-month price. Monthly prepaid plans start at $25 and include unlimited talk, text, and standard data, all without a credit check. I signed up for the 5GB plan for $30 per month, which includes 5GB of high-speed data before speeds slow. For comparison, the AT&T Unlimited Starter® SL plan, the cheapest postpaid plan, costs a whopping $65.99 for one line. However, Starter is way more powerful and includes unlimited data that only slows down temporarily when the network is congested.
AT&T Prepaid also offers discounts (for plans at least $30 per month) when you sign up for a multi-line family account. These discounts are straightforward, and if you can get your whole family signed up, you score significant savings:
- Line 1: No discount
- Line 2: $10 off second line
- Line 3: $10 off third line
- Line 4: $20 off fourth line
- Line 5: $20 off fifth line
There are no extra fees, although I did get a text informing me that the price of my specific plan will go up next year by $3 per month. I’d say this could be a good fit for someone who primarily connects to Wi-Fi throughout the month, but I’ve found better deals with other prepaid carriers like Boost Mobile or RedPocket, which offer more high-speed data for a similar price.
There are plenty of prepaid mobile virtual network operator (MVNO) carriers that offer notably affordable cell phone plans. MVNOs rent network bandwidth from cell phone giants like AT&T, T-Mobile, Verizon. Because they don’t absorb operational and maintenance costs, they don’t need to charge premium prices.
A prepaid MVNO like US Mobile, for example, offers better overall value for money i.e. you can get 70GB of high-speed data for $25 per month. I write about my testing experience in this US Mobile review.
Perks and add-ons
Here’s a preview of AT&T Prepaid perks. We list more in our AT&T cell phone plans and deals article.
AT&T ActiveArmorSM security app
Included in all AT&T Prepaid plans
Unlimited talk, text and data in and between the U.S., Mexico and Canada
Included in all AT&T Prepaid plans
100GB of AT&T Personal Cloud Storage
Included in Unlimited MAX® + 25GB hotspot data plan
25GB of hotspot data
Included in Unlimited MAX® + 25GB hotspot data plan
Customer Take
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Your feedback helps others find the right cell phone plan. Whether your experience was great, frustrating, or somewhere in between, we want to hear about it.
Network coverage
4/5
Just like postpaid users, AT&T Prepaid customers get nationwide coverage , minus a few rural pockets. This is good in theory, but the coverage was too inconsistent for me. I live in a basement apartment, so I expected my service to cut out occasionally, but I could barely connect to the internet at all. Sometimes, I couldn’t even run a simple internet speed test, since websites only successfully loaded part of the time. Calls and texts, however, worked as expected.
When I was at work or away from home, I had a better connection and could call, text, and use 5G for data. I even got a bar of service at Sundance Mountain Resort, which is remote enough that no one expects solid coverage there. While standing outside, my T-Mobile plan showed an “SOS” symbol because it couldn’t get service, whereas I could send a text with AT&T Prepaid and do some simple web browsing.
Michael Konves, an AT&T Prepaid customer and my colleague at Reviews.org, has had a more reliable experience than me, and has had no problems throughout the years. “I have coverage everywhere that people with Verizon have service,” he tells me. Konves only noticed one time he couldn’t get service, which was the eastern part of Glacier National Park. “It gets coverage everywhere you would expect it. If anybody else has service, I have service.”
Quality of AT&T Prepaid coverage:
At my suburban home in Provo, Utah: I could call and text, but the data connection was temperamental.
At Sundance Mountain Resort, a skiing destination 10 miles outside of the city: When I was outside, I could send SMS texts and they were received immediately. None of my family members on T-Mobile could get service.
At the Reviews.org office in Draper, Utah: I could call, text, and use data without any issues.
Data performance
3/5
According to AT&T Prepaid’s broadband fact labels, data speeds vary across the 4G LTE, 5G, and 5G+ networks, spanning roughly 13Mbps up to 472Mbps. This is a large range, but it’s typical for speeds to fluctuate depending on your location, device, network congestion, and interference.
So, for me, it was just my luck that it didn’t work well in my home. I could hardly use social media, and even a simple speed test took a few tries before loading. This was different elsewhere: When I was outside in downtown Provo, I got fast speeds that supported video streaming and web browsing without any issues. At the Reviews.org HQ in Draper, I could download Candy Crush Saga, a 319MB file, in under 10 seconds.
It’s worth noting that the 5GB of data was not enough for me, and after one day, I already wiped through it just by scrolling through social media for a couple of hours. If you’re someone who likes to use their social media apps while you’re out and about every day, you might need to connect to Wi-Fi or opt for a plan with more data. On the contrary, if you don’t use a lot of data, you can actually roll over any unused data for the following month on the prepaid 5GB or 15GB plans.
Quality of AT&T Prepaid download speeds:
At my suburban home in Provo, Utah: Less than 10Mbps. It took 15 minutes for a blank test email to send, and I was unable to load basic apps or videos. I could only send messages on Messenger and run speed tests.
At Sundance Mountain Resort, a remote ski area: It worked better outside (125Mbps) than inside (36Mbps). I could do some light browsing (web pages, reels).
In downtown Provo, outside on the street: My speeds clocked 469Mbps. I could watch videos and scroll through social media without delay.
Customer service
1/5
My experience with AT&T’s customer service was stressful. When I signed up online, I didn’t expect a week-long wait time for the eSIM to be shipped to my house. To skip the wait, I signed up in person at a Walmart AT&T kiosk. Without asking which plan I wanted, the worker signed me up for an expensive postpaid plan and then refused to switch it to the correct prepaid plan.
In a panic, I rushed back to my car to call customer service. At first, the call center agent refused to help, and said it was company policy to have an active account for 30 days before switching plans. Only after I started to cry and asked to speak to his manager did he eventually give in. I personally don’t like asking for a manager, but sometimes it is necessary, and thankfully I was able to switch to the plan I wanted.

You can pay for AT&T Prepaid by buying an e-PIN Top Up voucher at a store like Walmart or Best Buy, over the phone by calling 611, or online at “paygonline.com,” featured in this screenshot. Image by Kelly Huh, Reviews.org
Besides this awful sign-up experience, the other touch points of the service aren’t great either. I can’t see any information about my current prepaid plan in the myAT&T app. Instead, I can only view a bill for the postpaid plan I was briefly signed up for against my will.

The bill for the postpaid plan I signed up for briefly (against my wishes). Although I wasn’t charged for the plan itself, I was charged a total of $43.75 for an activation fee, company fees and surcharges, and government fees and taxes. Image by Kelly Huh, Reviews.org
Need to contact AT&T Prepaid?
- Text “prepaid” to 75421
- Call +1-800-901-9878 for help with billing and accounts
- Start chatting with customer service online
Quality of AT&T Prepaid customer service
AT&T’s chat service: I wanted help with setting up my account, and was frequently told to contact a different department. Eventually I got to the right department.
Calling customer service at 800-901-9878: Three different agents pushed me to get a postpaid plan, and one of them said I couldn’t sign up for a prepaid plan without sharing my bank account routing number (this is not true).
Quality of the myAT&T mobile app: I didn’t find it useful because there was no information about my prepaid plan.
Final take: Is AT&T Prepaid worth your money?
Dollar value
5/5
Network coverage
4/5
Data performance
3/5
Customer service
1/5
Overall quality
3.3/5
I don’t recommend AT&T Prepaid. While it offers affordable unlimited data plans and options for low-data users, its overwhelming weakness is its sign-up process, which is so challenging that it turned a simple service into a logistical nightmare.
Rather than getting AT&T Prepaid, I highly recommend getting a plan from a different carrier such as US Mobile, which offers affordable rates, a swift sign-up process, and more high-speed data.
Testing AT&T Prepaid was a journey. Here’s what my review entailed:
- Calls with AT&T customer service
- An in-person visit to an AT&T store
- Signing up at an AT&T kiosk inside Walmart
- Usage of the myAT&T app and online account
- Calls, texts, and data use
- Hotspot data use with my laptop
- Coverage verification via the FCC National Broadband Map
- Digging into AT&T broadband disclosures on its website
- An interview with a long-time AT&T customer (my colleague, Michael Konves)
For more information on how we test, check out our methodology.
AT&T Prepaid vs. the competition
The obvious alternative to an AT&T Prepaid plan is a postpaid plan, but because regular AT&T plans are so expensive, I don’t recommend that either.
US Mobile is the best alternative to AT&T Prepaid, thanks to its triple-network access, low monthly cost, and large allotment of high-speed data. However, I would also recommend Visible to access Verizon’s network or Mint Mobile for T-Mobile’s network. Both providers offer unlimited data plans on top networks and include a large allotment of high-speed data.
AT&T Prepaid at a glance
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AT&T Prepaid customer reviews
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AT&T Prepaid FAQ
You can manage your account through the myAT&T app or your AT&T online account. For options that don’t require signing in, call 611 to top-up your account or head to AT&T Prepaid’s payment portal, paygonline.com.
You can contact AT&T prepaid customer service by calling 1-800-901-9878.
Currently, AT&T Prepaid offers seven different plans with varying data allotments. The plans range from $25 to $65 monthly, and some include options for AutoPay discounts or extra hotspot data.
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