Yes, this app is named Albert, and no, we don’t know why. (At least Wally could be short for wallet.) Anyway, Albert is distinct because of its team of human “geniuses” who guide you through budgeting, saving, and investing.
Albert also has the usual tools to give transparency into your saving and spending, and you can sign up for those separately. But the human aspect is what sets it apart. So if you want to talk to someone about your budget, you and Albert will get along just fine.
If you want to use the basic financial tools, it’s free. If you sign up for Genius, you’ll need to spend some money—but you decide how much.
Seriously, you’ll only pay how much Genius is worth to you. The minimum fee is $6.00 per month, but Albert says most people spend more.