How to Lower Your Xfinity Bill

My Xfinity bill is out of control. Okay, okay, that’s not entirely Xfinity’s fault. For some reason, I haven’t dropped my cable TV service even though the jack in my house broke in early 2019. Whoops . . .

But if the sound of your eyes popping out of your head as you glance at the amount owed on your Comcast bill is familiar, I’ve got some tips for you. Here are five easy ways to lower your Xfinity bill:

1. Choose a TV package with fewer channels
2. Lower your internet speed
3. Stop going over your data cap
4. Get rid of rental equipment
5. Negotiate your monthly cost

1. Trim your TV channels

If your Xfinity TV service boasts hundreds of channels but you don’t even flip past them when you channel surf, it’s probably time to revisit your subscription.

This doesn’t mean you need to cut the cord and ditch cable TV altogether. But downsizing to a TV package that offers fewer channels will probably save you a buck or twenty. Just check out the price difference between Xfinity’s different TV plans if you don’t believe me:

Of course, a streaming service might save you more money in the long run—just watch out for any early termination fees when you close out your cable TV account. (We’ve got some tips for how to avoid cancellation fees if you need them.) And if you need some ideas on how to get your prime time TV fix, check our guide to the best cable alternatives.

2. Reduce your internet speed

Our number one tip for chopping some dollars off of your internet bill is to reduce your download speed. Sure, big numbers and internet that’s faster than a street race sound fun, but the truth is, they’ll cost you more.

Of course, you don’t want to trim your internet speed down so far that you and your family can’t enjoy online fun. We recommend taking a look at our guide on how many Mbps you need, then taking inventory of how many people and devices connect to your internet at the same time.

This should give you a better idea of how much speed you need. You can also check out our internet speed recommendations for streaming services if you enjoy Netflix a little too much (no such thing!). To top that off, we put together an internet speed guide for Zoom to make sure you’re covered if you work from home.

3. Limit your data usage

If you’ve ever gone over your one terabyte (TB) data cap with Xfinity, you know what to expect the next morning: an email shaking its digital finger at you and warning that you might be charged the next time you go over your data limit.

Xfinity gives you two of these so-called “freebies,” and they reset after 12 months.³ But if you go over your data cap a third time within one year, Xfinity automatically charges you an extra $10 to add 50 GB of additional data to your account.

Those charges for extra data won’t go over $200 each month. Yup, $200.

Whether it’s $10 or $200, that’s an extra slap to your wallet. We can’t blame you for avoiding paying for extra data, and luckily there are a few things you can do.

• Enroll in Xfinity’s unlimited data program for $50 a month.
• Wait 12 months—your two freebies of data cap overages reset after a year.³
• Stay on top of your data usage by logging in to your Xfinity account and checking your Usage Meter.

3. Limit your data usage

If you’ve ever gone over your one terabyte (TB) data cap with Xfinity, you know what to expect the next morning: an email shaking its digital finger at you and warning that you might be charged the next time you go over your data limit.

Xfinity gives you two of these so-called “freebies,” and they reset after 12 months.³ But if you go over your data cap a third time within one year, Xfinity automatically charges you an extra $10 to add 50 GB of additional data to your account.

Those charges for extra data won’t go over $200 each month. Yup, $200.

Whether it’s $10 or $200, that’s an extra slap to your wallet. We can’t blame you for avoiding paying for extra data, and luckily there are a few things you can do.

• Enroll in Xfinity’s unlimited data program for $50 a month.
• Wait 12 months—your two freebies of data cap overages reset after a year.³
• Stay on top of your data usage by logging in to your Xfinity account and checking your Usage Meter.

4. Ditch the rental equipment

Xfinity provides its customers with a modem and router combo for your internet, plus cable boxes for the TV. This equipment costs you a rental fee each month, which can quickly add up.

After one year, renting Xfinity’s Wireless Gateway costs about as much as buying your own modem and router combo, like this ARRIS Surfboard* from Amazon. But before you buy your own, be sure to check that it’s compatible with your Xfinity service.

As for your TV boxes, now’s the time to return any you’re not using. That’ll drop your yearly TV costs down about $120, which isn’t a small drop in the bucket.

If your Xfinity bill is getting out of hand, we recommend checking out the latest Xfinity deals first. If you can lop off a good chunk of your bill by swapping out your TV or internet package online, we call that an easy win.

I downsized my internet and TV plan recently with Xfinity’s online deals. And it’s pretty easy to shop on the Xfinity site—plus, you don’t have to play hardball and negotiate with a real person. (Great news for introverts like me!)

Of course, you may not find a deal you like online—or you may want to cancel your TV or internet service completely. In this case, it’s best to talk to a real person. But before you pick up the phone, it’s time to do a little research so you can negotiate like a boss.

First up: check out offers from competing service providers in your area. You can do this by checking out the latest internet deals or by using our ZIP code check tool below.

If you can find a competing offer that’s less than what you’re paying Xfinity now, let your Comcast representative know. And let them know you’re not afraid to switch providers—even if that’s a bluff.

By doing your homework and finding competing offers, you let Xfinity know you’re serious about getting the best deal. Also, don’t be afraid to ask if the offer your Xfinity rep makes is the best they can do. Advocate for yourself, and remember, you catch more flies with honey than vinegar.

What if you have trouble paying your Xfinity bill due to COVID-19?

The coronavirus pandemic has put many of us in a rough spot when it comes to paying our bills. Thankfully, Xfinity has agreed to help out its customers who are experiencing financial hardship by pledging to waive late fees, ending service disconnects, and offering unlimited data through June 30, 2020.

Waived late fees and no service disconnects

Comcast Xfinity promised not to charge late fees or disconnect services during the coronavirus pandemic (and it’s not the only internet provider offering aid).

We strongly recommend you contact Xfinity if you’re unable to pay your TV or internet bill. You might still see late fees on your bill until you do contact Xfinity and ask to have them removed.¹

P.S. We’ve heard that you shouldn’t have to provide evidence of your financial hardship to get your late fees removed, but it doesn’t hurt to have it on hand just in case.

Unlimited data

We’re all used to Xfinity’s 1 TB data cap, but now that many of us are working, studying, or streaming at home, that data cap may not be enough.

Luckily, Xfinity is giving everyone unlimited data. That’s a sweet deal, especially considering that going over your data cap could cost you an extra $ 10 to $200.² Now you can download more courses, stream more TV shows, and try out more video games.

Two free months for Internet Essentials customers

If your family qualifies for federal assistance programs, you might also be eligible for Xfinity’s low-cost Internet Essentials plan. If you do and you sign up before June 30, 2020, you’ll get two months of free service. Otherwise, the service costs $9.95 a month for 25 Mbps speeds.

Two free months of Xfinity internet for students

Are you a college student who needs new internet service? Verify your student status and order qualifying services, and Xfinity will give you a $150 Visa gift card and a free self-installation kit. Yup, you can cruise through Khan Academy, Rate My Professors, and SparkNotes for free for two months.

And just a heads up, this offer ends on June 15, 2020. It’s also available only to students enrolled in Title IV, degree-granting institutions.

Sources

1. The Philadelphia Inquirer, “Comcast Is Still Charging Late Fees, but You Don’t Have to Pay Them”
2. Xfinity, “Unlimited Data Plan Details”
3. Xfinity, “Xfinity Data Usage Center – FAQ”
4. Xfinity, “Will Unused Data Be Applied to a Future Month?”
5. Xfinity, “xFi Gateway”

*Reviews.org uses Amazon affiliate links.