Best VPNs with Alternative Payment Methods

Don’t want to hand over your credit card number? Try these VPN clients, which offer alternative ways to pay.

Mullvad VPN
Mullvad VPN
3.5 out of 5 stars
3.5
Monthly price:
$5.41/mo.
Alternative payment method:
Swish or Bitcoin
Private Internet Access
Private Internet Access VPN
4.5 out of 5 stars
4.5
Monthly price:
$9.95/mo.
Alternative payment method:
Target and Starbucks gift cards
Windscribe
Windscribe
3.5 out of 5 stars
3.5
Monthly price:
$9.00/mo.
Alternative payment method:
Paymentwall (includes 150 payment options)
John Brandon
Editorial Lead, TV, Streaming, & VPN
Read More
September 21, 2020
4 min read

A VPN protects your information online but you still have to pay for it using a credit card.

So, what happens with that information?

Fortunately, these hand-picked VPN providers can help you protect even that info. Apart from the encryption they use to make sure your connection is safe and secure, they also let you pay for the actual VPN using an alternative payment method (read: not your credit card). We’re not just talking about Bitcoin or Paypal here but also highly unusual methods that are even more secure.

Is it worth the extra steps to keep your credit card info off the interwebs? You tell us. On the Dark Web, hackers who have accessed your private data and captured your bank details or credit card will often make them available to the highest bidder. Once your financial data is compromised, it can be hard to restore your good name and change your accounts.

Best VPN providers for alternative payment methods
Brand
Price
Alternative payment feature
Discounts offered
Details
$5.41
/mo

Swish or Bitcoin

10% off when you pay with Bitcoin

$9.95
/mo

Target and Starbucks gift cards

71%-off student discount

$9.00
/mo

Paymentwall (includes 150 payment options)

Save 55% when you buy the one year plan

Data effective 6/22/2020. Offers and availability vary by location and are subject to change.

Mullvad VPN

One of the most unusual ways to pay for any app we’ve found.

Mullvad VPN is at the top of our list because of its unusual payments options. We haven’t found any other VPN that lets you do this, but you can handwrite an envelope with a code and send the company cash. There wouldn’t be any possible way to trace your identity.

You can also pay with alternative methods such as Bitcoin and Swipe (a mobile payment app) as well. In fact, if you do pay with Bitcoin, you receive an extra 10% off the normal price. Mullvad VPN is a fairly basic VPN client otherwise, but it’s a smart choice if you are attracted to the unusual payment methods.

Mullvad VPN plans and prices
Plan
Price
Alternative payment feature
Discounts offered
Details
$5.41
/mo

Swish or Bitcoin

10% off when you pay with Bitcoin

Data effective 6/22/2020. Offers and availability vary by location and are subject to change.

Why we like Mullvad VPN:

  • You can pay by sending cash.
  • There’s a discount for using Bitcoin.
  • It’s a basic but reliable VPN without any frills.

Want to know more? Read our full-length Mullvad review.

Private Internet Access

This VPN lets you pay with a Starbucks gift card.

If paying with cash sounds unusual or odd (but also extremely secure), then Private Internet Access takes a close second place. You can pay with gift cards like those from Target or Starbucks. As you can guess, the gift card doesn’t have to be in your name and could be something you received from someone else as a gift. You can also pay for a gift card with cash in some cases, further obscuring your identity.

Private Internet Access plans and prices
Plan
Price
Alternative payment feature
Discounts offered
Details
$9.95
/mo

Target and Starbucks gift cards

71%-off student discount

Data effective 6/22/2020. Offers and availability vary by location and are subject to change.

Why we like Private Internet Access:

  • It offers major discount for students.
  • You can pay with a gift card.
  • It’s a high-quality, highly rated VPN

Want to know more? Read our full-length Private Internet Access review.

Windscribe

A high-quality VPN that supports multiple payment methods.

We like Windscribe as a VPN even before the fact that this provider lets you pay with so many alternative payment methods. One of the most unusual options is called Paymentwall (we have not found that other VPN clients support this method). As a bonus, you can get a 55% discount if you pay for the entire year.

Windscribe plans and prices
Plan
Price
Alternative payment feature
Discounts offered
Details
$9.00
/mo

Paymentwall (includes 150 payment options)

Save 55% when you buy the one year plan

Data effective 6/22/2020. Offers and availability vary by location and are subject to change.

Why we like Windscribe:

  • Save 55% if you pay for the year.
  • Pay using Paymentwall.
  • Its an overall top pick for a VPN.

Want to know more? Read our full-length Windscribe review.

Reasons to use an alternative payment method

Any time you use a credit card online, it means you’re exposing that data. Using an alternative method to pay for a VPN helps because it is one less online site or app where you have to expose your digits. Using a VPN helps protect your data online, but if you want the extra security, you can avoid putting your credit card info online in the first place.

Alternative methods

Alternative payments methods such as Bitcoin, Swipe, and Paymentwall are all more secure because you don’t have to type in your credit card number on . Those digits can be captured by a hacker who is monitoring a Wi-Fi network or has already infiltrated your laptop. It’s the one time right before you start using a VPN that you might be exposing yourself to a hacker intent on stealing your identity.

The best method ever invented

We do have to make special mention of Mullvad VPN. If you want to be as secure as possible before you ever start using a VPN and protect all of your data transfers, you can send cash in an envelope—completely hiding your name and address. You don’t even need to include your email or any other identifying information. When you finally do start using the VPN, all the client knows is that your account is linked to a specific code you send in the envelope. Bitcoin, Paymentwall, and other methods are secure, but not that secure. (We’ll let you decide if sending cash by mail is a big risk.)

Recap: What’s the best way to pay for a VPN?

Sending cash by the mail to pay for a VPN? It doesn’t get any more (digitally) secure than that, and it’s completely untraceable. Each of these methods are highly secure.

  • Mullvad VPN: Send cash in an envelope to pay for the VPN.
  • Private Internet Access: Pay with a gift card from Starbucks or Target.
  • Windscribe: Supports the more secure Paymentwall payment option.

Want more information about VPNs?

John Brandon
Written by
John Brandon
John Brandon is an Editorial Lead at Reviews.org covering TV apps, services, and devices. He also covers the VPN market currently. He has a long history as a journalist and author. His articles have appeared in many magazines including Wired, Popular Mechanics, FoxNews.com, Inc. Magazine, Forbes, Entrepreneur, and Relevant Magazine. His hobbies include disc golf, reading books, and watching obscure Netflix documentaries. Contact him at john.brandon@reviews.org

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