Complete Guide to Credit Checks and Satellite Internet
Since the economic downturn of the mid-2000s, plenty of consumers have turned to credit cards to regain their financial footing. With this rise in credit use, some have found themselves dealing with excess debt and poor credit ratings. The good news is that if you’re working to rebuild your credit standing, you don’t have to go without connectivity luxuries like satellite internet. Though many consumers assume that a poor credit score will automatically disqualify them from finding an internet service provider (ISP), several satellite providers are happy to work around a less-than-ideal credit history.
- Requires credit check
- Customer service agent will ask for basic info
In 2012, DISH started offering a standalone satellite internet service called dishNET. A perfect fit for remote homes or even RV campers, dishNET provides reliable internet connectivity and good speeds for everyday use.
DISH requires a credit check for internet services. New customers will be asked for basic information—including Social Security number (SSN)—to verify their standing with major credit bureaus. However, a poor credit score is not necessarily grounds for an automatic rejection. The company has a history of willingness to work with low-credit consumers, as indicated by its Flex TV plan, which offers access to traditional satellite TV options without the hassle of fees or contracts.
- May or may not perform credit check
- Results of credit check could determine price of service.
HughesNet has built a huge satellite internet network, offering high-speed internet service nearly everywhere in the continental United States. The company also has some of the highest data limits in the industry and provides 24-hour assistance for its customers.
HughesNet reserves the right to perform a credit check for new residential customers as well as for business subscribers. Users should be prepared to provide basic personal and financial information at the time of signing, regardless of current credit rating. Depending on the results of the credit report, HughesNet may restrict access to various discounts or leasing programs. However, given the company’s reputation for providing top-notch customer service, potential subscribers can feel confident that HughesNet will do as much as it can to provide a plan that fits both speed and budgetary needs.
- Mandatory preliminary credit check
- Only name and home address required
Exede offers several high-speed internet options in a range of prices. It also gives subscribers access to special a Late Night Free Zone, where all internet use from midnight to 5 a.m. doesn’t count toward data caps—a big benefit for high-use customers.
As with the other providers on this list, Exede requires a preliminary credit check before it can approve internet services. However, one big benefit of signing with Exede is that the company can run credit checks using just a name and home address—no SSN required. This is a great option for consumers worried about identity theft.
- Credit check required
- Only basic info needed
WildBlue, an affiliate of Exede, offers many of the same benefits of Exede satellite internet. Customers can expect substantial plan variety, plus WildBlue is now able to provide higher speeds and data caps than it was formerly able to.
As with Exede, WildBlue customers will be subject to credit checks, but the required information is less invasive than for other providers. Additionally, the company has a fairly high acceptance rate for applicants.
DIRECTV, a satellite television provider, doesn’t offer its own internet service plans. Instead, the company offers packages through partnered ISPs, including cable, satellite, and fiber providers. As a result, the credit requirements for internet services may differ depending on the service type and company available in a given area.
As with DISH, it is worth noting that DIRECTV—and its new parent company, AT&T—have made efforts to cater to low-income subscribers or those with poor credit. DIRECTV is generally willing to provide TV services to consumers on the low end of the credit spectrum, provided the subscribers are able to provide an adequate down payment. Additionally, before the two companies merged last year, AT&T committed to providing a low-cost internet option for qualifying users.
A poor credit score can feel restrictive, but many reliable satellite ISPs can turn this stumbling block into a stepping stone. With so much flexibility and so many plan options, there’s no reason to let a fear of bad credit stop you from applying for satellite internet services.
Disclaimer: The information featured in this article is based on our best estimates of pricing, package details, contract stipulations, and service available at the time of writing. All information is subject to change. Pricing will vary based on various factors, including, but not limited to, the customer’s location, package chosen, added features and equipment, the purchaser’s credit score, etc. For the most accurate information, please ask your customer service representative. Clarify all fees and contract details before signing a contract or finalizing your purchase.
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